Posted in Decisions, Focus, Las Vegas, Life

Angry At The Source

Before I start this, I have an important Prayer Request:

My friend, Cin, is going to the doctor today to get a Lump on her Breast checked out. Please pray it is nothing or minor. Her appointment is in 1 1/2 hours. 1:00 p.m. Las Vegas time.

As for the title, Here is the situation:

Hot Topic does not communicate with the bank they do business with. Comenity! If you have a billing or payment issue, you need to call the bank, directly.

Comenity is refusing to take responsibility for their action of doing a Hard Pull which affected my credit report, after telling me it was their system error! They actually sent me a notice saying they will not fix this issue, as it would be a ” Good Will Gesture”. NO, it would be fixing their error! I am still waiting to see if Experian can fix things with them.

Anyway, I still like Hot Topic and will continue to purchase from them but will Not use their card. It will be Cash or Debit from now on! Comenity also is behind the cards of Victoria’s Secret, Wayfair, Woman Within, and more!

So, the moral of this is; Do your research on the bank before signing up for the store card. Plus, when you get angry with a company, be sure it is with the right department!

I have now chosen to avoid cards backed by Comenity Bank, and I hope others do too.

Posted in Creativity, Faith, Focus, Life, Me

Saturday Sharing

Another Saturday.. Hope you’ve all had a good week.

What did I learn this week?

That my doctors can be annoying and some need a much better bedside or professional manner toward their patients.

That you can find some very interesting and nice things, while Thrifting..if you are willing to look.

That if you’re patient and have faith, good things can happen.. like finally reaching my credit goal for a Pre-Approval Letter.

Please be willing to share what new things you have learned this week. A lot of you are not going to get a passing grade when it comes to participation! Lol

Posted in Faith, Focus, Life, Me, News

Quick Post

Great News! My Credit is where it needs to be for the Pre-Approval Letter!

This move will happen Guys; and in the very near future, I think.

Thanks for the support.

And I thank God.

He knows where my FurBabies and I need to be.

Will keep you updated.

Posted in Animals,, Focus, People

Throwing Out Pictures, Etc..

As the title says, yesterday I went through my Photo Albums and threw out all the pictures of my first husband, his friends and family.  With the way things ended, I neither need nor want photo memories of that time.  I did keep a few pictures of my old house and some of our animals, though.  We had a really cool Tortoise named Zeus, and he was awesome! 

Had a really weird dream last night that is impossible to explain.  My mother was in it being seriously psycho, my sisters were in it, my friend from Texas was in it, in a way and my first boyfriend was in it.  They say dreams usually are reminders or based on your deepest thoughts, but, I couldn’t even begin to piece that, together.

Signed up for the Colors Exchange on Reddit. I hope I get someone who is into a fun color and fun to buy for. Matching is on the 18th! My Texas Friend is doing it, too and truthfully, I hope we don’t get matched because we like to share who and what we get for others.

Posted in Focus, People, Uncategorized, Yesterday

Cleaning Motivation

After talking to my BFF on Sunday, I finally finished mopping the floor, yesterday. BFF is a bit of a Hoarder and a slob…. this is not to be offensive. It is a basic fact….but, she was trying to get organized, as, her 17 year old son just got his room together and even painted his dresser in the Avengers theme. Anyway, her sending me before and during photos motivated me to finish the floor. I am encouraging her to continue. Her place could look really cute if she took pride in her belongings and collections, plus, it might even help her children who have picked up her bad Un-Cleaning habits.

Remember K? the one that acts like she is better than me, almost ruined my Donny Osmond Concert, and showed her true colors? Well, I have blocked her numbers so she tried to reach me via Facebook Friend Request. She has told me before that she rarely uses Facebook except for family! The girl drives Uber; if she really wants to reach me, she knows where I live…But, truthfully, I rather enjoy being drama free and don’t want to start that again. I may level her with truth, if she shows up. We obviously have nothing in common and need to let the friendship go.

Posted in Creativity, Focus, Prompt

Weekly Prompt

My friend over at Theconfusing middle.com gives a Prompt each week. I don’t always participate, as, some Prompts just don’t pertain, but this one is interesting. Before I get into it, why don’t you consider visiting the site? After, you read this. Tell them Venus sent you!

The word for the week is:

NEEDLE

Now, I am a woman who can’t sew, and have no desire to learn. In Home Ec in High School, it took half a semester to make a Patchwork Pillow and an ugly Dress..most of which, my teacher did. Knots annoy me and I don’t have the patience to deal with threading a Needle.

Of course, one can’t refer to the Needle without mentioning the “Needle in the haystack.” comment. How it got there in the first place should be considered..I mean, who sews while sitting in hay? Never mind how to find it. Heck, just play in the hay, you’ll find it by getting stabbed..Now, finding a contact lens in shag carpet is more relative to my life.. and a story for another day. But, I digress.

The last type of Needle, I want to discuss, are doctors Needles. Shots, or even the ones to take blood. Having spent the first two years of my life in the hospital and follow up appointments over the years, I am used to Needles. Heck, I have even given myself shots before, when Imatrex came in injection. Needles can be scary, but a necessary part of our health.

And that’s just some examples of Needles. If you want to get literal, there’s Needles, California and Needles plants in the desert.

Posted in Blog, Creativity, Focus

Learning Saturday

You’ve all heard the expression “You learn something new every day.”. Well, I have chosen to take it a step further. I am going to share a few new things each Saturday that I learned during the week. You can join me in the comments.

Let’s start today, shall we:

A friend of mine had Hemmhorroids really badly and went to the doctor where he rubber banded them so they will fall off. Needless to say, I learned about that procedure.

I also learned the difference in colored verses white Cauliflower. The colored Cauliflower has more vitamins and antioxidants, then the white.

Lastly, I also Googled and learned about Monkeypox.There is a case in Texas,now.

Okay, tired now. Looking forward to reading about anything new you learned or did.

Posted in Finances, Focus, Life

Having Credit Or Not

I really don’t understand how Credit works and here’s why:

You need Credit to build Credit and if you don’t have Credit, it’s hard to start building. Sometimes, you need a deposit or an account where you put so much money in first in order to prove you will pay.

Here is my scenario:

The mortgage company said I needed my Credit to go up by 2 points before they do another Hard Pull. The other day my Credit score says one company went up one point and the other went down 12. I’m like, What the heck? Turns out, by using a store card I haven’t used in a while, my Credit score dropped. But, I have already made a payment, in hopes it will go back up quickly. Every payment I make on time..or hopefully earlier…raises my score. If I pay off both my open store accounts, I won’t have any Credit and that would totally hurt me, because I mainly use debit, which is not reported.

Posted in Cases,, Focus, Recommendations,

True Podcaster

If you are a True Crime Fan, like me, I want to introduce you to Emma Kenny and her Podcast on YouTube every Sunday. She covers horrendous crimes in a way that you can understand and even adds a tiny bit of entertainment value with some of her comments.

For the last few days, I have been following the case and trial of Joel Michael Guy Jr. after being introduced to it by Emma. Joel Michael Guy (JMG) killed his parents when they finally decided to stop supporting him so they could retire. He was in his late 30’s. JMG killed them by stabbing..over 40 times to his father and over 30 to his mother. He then dismembered their bodies and left the parts in chemicals for fast decomposition as well as leaving his mother’s head in a pot on the stove.

Without getting into much more, JMG was smart yet also extremely stupid. I feel his stupidity is what led him to be caught.

If you are into True Crime, I highly recommend you checking out this Podcaster and story.