A while back, I did a post titled ‘Credit Or Not’. This is sort of a continuation.
I went back and forth with Hot Topic and their Credit Card Customer Service Department only to be told the Hard Pull was a “System Error” on their part. However, in order to get this off my report, I had to write them a letter for them to get hold of Experian. It was their fault! I shouldn’t have to do anything! But, I did that and also said if it was not a “System Error” and they are doing Hard Pulls on purchases verses new customers or late payments, they have lost a customer. What really pisses me off is it takes 30 days per Experian for a dispute to be resolved!
In good news, I received my GlutenEase today which I have been out of for a long time, so Cin is coming to get me so I can get my monthly sandwich from Port-Of-Subs. My stomach is growling just thinking about it.